About Us - Our Story

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Our Story


At Banterra, we understand that banking is about relationships. It’s about understanding your goals, and being the financial partner you need to help achieve those goals. We knew that in the beginning with a small bank in Ridgway, Illinois in 1975. We know that now with banks in four states and more than $1.2 billion in assets.

We have the security and products you expect from big banks, with local-style, personal service you want in a community bank. Whether you are a potential or current customer, or one of our valued shareholders, we appreciate the opportunity to serve you. We are committed to our communities, to you, and to our employees.

Year Milestone
1975 Acquired Gallatin County State Bank in Ridgway (IL); $11 million in assets.
1979 Finalized acquisition of The Bank of West Frankfort (IL) by Frankfort Bancorporation, Inc.; $40 million in assets.
1980 Finalized acquisition of Drovers State Bank in Vienna (IL) by Vienna Bancorp, Inc.; $19 million in assets.
1981 Formed Ridgway Bancorp, Inc. for the ownership of Gallatin County State Bank.
1982 Merged Frankfort Bancorp, Inc. and Vienna Bancorp, Inc. into Ridgway Bancorp, Inc., making it a multi-bank holding company.
1983 Changed the name of Ridgway Bancorp, Inc. to Banterra Corp.
1984 Acquired Bank of Christopher (IL); $16 million in assets.
1985 Finalized acquisition of Bank of Egypt in Marion (IL) by Egypt Bancorp, Inc.; $54 million in assets.
1986 Acquired Norris City State Bank (IL); $25 million in assets.
1989 Acquired Hamilton County Bank in McLeansboro (IL); $41 million in assets.
Established Banterra Insurance Services.
1990 Changed bank names to “Banterra Bank Of...”
1992 Acquired certain assets and liabilities of Rend Lake Bank.
1993 Opened Banterra Bank in Carbondale (IL).
Opened Banterra Bank in Eldorado (IL).
1994 Opened Banterra Bank in Kroger Super Store in Marion (IL).
1995 Opened Banterra drive-thru facility in Vienna (IL).
Merged banks in McLeansboro, Norris City, and Ridgway (IL) into one bank, Banterra Bank Group.
1996 Opened a Banterra Bank in Paducah (KY).
1998 Merged the five separate bank charters into one Banterra Bank.
1999 Acquired Heartland National Bank in Herrin and Carterville (IL); $64 million in assets.
2000 Acquired certain assets and liabilities of National State Bank in Metropolis; $70 million+ in assets.
2001 Opened new branch in Marion (IL) at 401 E. DeYoung Street.
Converted Banterra Corp. to a financial holding company.
2002 Acquired Title Professionals, Inc.
Acquired Fifth Third branches in Carmi, DuQuoin, and Harrisburg (IL); assets of $140 million.
Opened a loan office in Mt. Vernon (IL).
Opened new branch in Paducah (KY) at 5200 Hinkleville Road.
2003 Banterra Corp. reached $1 billion in assets.
2004 Opened new branch in Marion (IL) at 3201 Banterra Drive.
Opened new branch in Mt. Vernon (IL) at 3520 Broadway.
2005 Entered Indiana market by establishing loan office in Evansville (IN).
2006 Entered Missouri market by establishing loan office in Cape Girardeau (MO).
2007 Opened Banterra Bank in Newburgh (IN).
Converted Evansville loan office to a branch at 3811 Haley Drive.
Established RV Lending.
Purchased Missouri Charter.
Converted Cape Girardeau loan office to a branch.
2008 Opened newly constructed branch in Harrisburg (IL) at 520 E. Poplar Street.
Moved Cape Girardeau (MO) branch to 1610 N. Kingshighway.
2009 Opened newly constructed branch in Evansville (IN) at 133 Cross Pointe Boulevard.
Established Machine Tool Financing Dept.
2010 Opened new drive-thru facility in Harrisburg (IL) at 395 S. Commercial.
2011 Opened third Evansville-area (IN) branch on west side at 705 N. St. Joseph Avenue.
2012 Opened fourth Evansville-area (IN) branch at 435 E. Diamond Avenue.
2013 Opened Banterra Centre in Cape Girardeau (MO), a $7-million facility developed by Banterra and The Rhodes Group.
Established loan office in Ladue (MO)

Our Mission

Strong community bank providing financial services that deliver long-term value for customers, employees, and shareholders.

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