Mortgage Loans
Buying a home is one of the most important financial decisions you will ever make and we want to help make that process as worry free as possible.
Let our Mortgage Professionals assist you in selecting the right terms and rate for you and your budget.
Click here for a list of Mortgage Lenders.
Fixed Rate Loan
A conventional fixed rate mortgage is the most popular type of home mortgage. As its name implies, it is designed for individuals who want a fixed rate where monthly payments stay the same.
Contact one of our Mortgage Professionals or inquire at any Banterra location.
Refinance Loan
Should I refinance my home mortgage? Refinancing could be a great money-saving opportunity. You could lower you interest rate and monthly payments or build home equity faster than previously anticipated. You could also convert your home's equity into cash for home improvements or to consolidate debts. Let us help you determine if refinancing makes sense for you.
Contact one of our Mortgage Professionals or inquire at any
Banterra location.
Adjustable Rate Loan (ARM)
Adjustable rate loans give Banterra the flexibility to create a mortgage for those who have needs that are not met by a fixed rate mortgage. We specialize in solutions that best meet your needs.
Contact one of our Mortgage Professionals or inquire at any
Banterra location.
First-Time Homebuyers
One of the biggest financial steps in most people's lives is buying their first home. A Banterra Mortgage Professional will personally walk you through this often complicated and confusing process every step of the way.
By teaming up with the Illinois Housing Development Authority (IDHA), Banterra can offer special low-interest rates and flexible underwriting guidelines not available with conventional financing.
Check out our current rates and programs.
Contact one of our Mortgage Professionals or inquire at any Banterra location.
Construction Loan
You've designed the perfect home, found the ideal location and hired an excellent builder. Now let Banterra bring it all together with a loan for the home of your dreams.
Save yourself money and don't duplicate expenses. We specialize in planning your construction loan and permanent financing at the same time.
Contact one of our Mortgage Professionals or inquire at any Banterra location.
