Checking
Regardless of what you're looking for in a checking account, Banterra has a checking product designed specifically for you! All of our checking accounts feature "check imaging" which simplifies reconciliation as well as check storage.
@ccess Checking Plus requires $100 minimum to open and offers the following benefits:
- Interest - $1,000 minimum daily balance required
- Two orders of personalized checks free per year
- Enroll for benefits online
- Reorder checks online
Account Fees: $6 per month ($5 for customers age 50+)
Free Checking Plus is the ultimate account for affordable and convenient checking.
- $100 minimum to open
- Customer purchases checks
- Reorder checks online (the charge for check printing depends on the style of check ordered)
Account Fees: NO monthly service charge
Basic Checking is a non-interest bearing deposit account that provides you with a safe and convenient way to accumulate and disburse money.
- $200 minimum to open
- Free Visa® Debit Card
Account Fees: a service charge of $10 will be imposed every statement cycle unless you maintain either a minimum daily balance of $600 or a minimum average daily balance of $1,500 for the monthly statement cycle. An excess check fee of $.15 cents will be charged for each debit or check in excess of 25 during a statement cycle if account does not meet minimum balance requirements.
Banterra's Advantage NOW features a premium interest rate and is designed for balances of $15,000 or more.
- $1,000 minimum to open
- Higher rate of Interest ($1,000 minimum balance required)
A service charge of $10 per statement cycle will be waived with $2,500 minimum daily balance or $15,000 balance on statement date in combination of identified Banterra's Advantage NOW, Savings, Money Market Deposit Account, Certificate of Deposit, or Home Equity Line of Credit accounts. Six free foreign ATM transactions per statement cycle.
Senior Advantage Checking offers the following benefits:
- Annual CD bump voucher
- Travel Program
- First box of Banterra Senior Advantage style checks free
- $100.00 minimum to open
- Interest bearing on balance of $1000.00 and greater
Must be age 50 and older to qualify. A $6.00 service charge can be avoided with either a minimum daily balance of $500.00 or $1000.00 average daily balance.
