Schedule of Fees

Check Printing		fee depends on style of check ordered
Counter Checks (5)		$1.00
Deposited Checks (and other items) returned unpaid		$4.50
Overdraft (each debit or check paid)		$35.00
Continuous Overdraft Charge		$10.00 per day after 5 business days
ATM / Debit Card - Replacement of a Lost or Stolen Card		$5.00
Amortization Schedule		$10.00
ATM / Cash Dispenser Surcharge		$3.00
ATM Service Charge		$3.00
Bill Payment & Presentment		Free
Official Checks	Customer	$6.00
Check Cashing Services	Non-Customer	$2.00 per $100.00 (min. $20.00)
Coin Counting	Non-Customer	10% of amount - ($5.00 min.)
Coupon Collection	Non-Customer Customer	$10.00 $7.50
Fax Fee	Incoming Outgoing	$0.50 $3.00 first page (each additional page $1.00)
Foreign Checks - Returned	Special Handling	$4.50
Foreign Checks in U.S. Dollars	Handling Fee	$1.00 + expenses
Foreign Currency Exchange		$10.00 + expenses
Money Orders	Customer	$4.00
Night Deposit	Lost Key Key Deposit	$15.00 $5.00
Night Deposit Bags	Lock Bag Zipper Bag	$15.00 $5.00
Notary Service		$1.00
Non-sufficient funds (NSF)	Each	$35.00
Special Statement Cutoff		$3.00
Account Activity Printout		$2.00
Account Research		$20.00 per hour, $20.00 minimum
Account Balancing Assistance		$20.00 per hour, $20.00 minimum
Collections	Incoming & Outgoing	$25.00 + costs
Copy of Paid Check or Document		$5.00
Photocopies		$0.50 each
Statement	Reproduction with Check Images	$3.00 per month $5.00
Dormant Account Fee (Checking accounts) No activity in past 12 months with balance less than $20.00		$7.00 per month
Return Item Charge		$35.00 per item
Safe Deposit Box; Lockers	Key Replacement Two Key Replacement Drilling Charges Late Payment Fee Key Deposit Auto Debit Discount	$25.00 (one key) per invoice $25.00 + invoice $5.00 after 30 days $25.00 2 keys $0.00
Signature Guaranteed		$25.00
Account Closed within 90 days of Opening		$20.00
Stop Payment		$35.00 per item
Wire Transfers	Outgoing (Customer) Incoming (Customer)	$25.00 $15.00
International Wire Transfers	Outgoing (Customer) Incoming (Customer)	$40.00 $15.00
Garnishment or Levy		$75.00
Held Statement		$3.00
Telephone Transfer		$2.00
Savings Overdraft		$35.00